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Tag Archives: loans
How to Cut Down College Debt
Many university graduates start their adult lives dirt poor, but a college diploma doesn’t have to be coupled with thousands of dollars of debt. Whether planning for college or already halfway through it, plan to manage debt or avoid it by following … Continue reading
The Role of Personal Responsibility in the Housing Crisis
The housing crisis was a very complex and unique financial situation that had many contributing factors. It began with predatory practices in lenders that was fed by the irresponsibility of the borrowers. This led to an escalation of housing prices … Continue reading
8 Mortgage Terms You Need to Know
The world of mortgage lending is so vast, it’s easy for a first-time homebuyer to get lost in the jargon. Before walking into a bank, a buyer should become familiar with a few common mortgage terms to understand the process and the conditions … Continue reading
Five Simple Mistakes that can Lead to Bad Credit Scores
Having bad, or no, credit, will make getting a loan for a big purchase, like a house or car, much more difficult. In an effort to create or establish a good credit score, small mistakes are easy to make, and … Continue reading
Posted in Banking, Credit Cards, Saving Money Tips
Tagged credit report, credit score, loans, mortgage, rent
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How to Get the Best Rate on a Personal Loan
Personal loans usually carry the highest interest rates. Without any collateral to secure the loan, they carry a greater risk. Unlike credit cards that also produce income through transaction fees and various fees, the only income producer on a personal … Continue reading
Personal Loans Can Help Military Members
Military service members have a lifestyle that is very different than that of the average American, and this can cause some financial difficulties. For example, most of the people who choose to enroll in the military are not rewarded with … Continue reading
5 Tips to Improve Your Credit Score
Whether you’re trying to buy your first home or new car, the deal you ultimately get will be determined solely by your credit score. So how do you get good credit? Any expert will tell you that the most important … Continue reading
Posted in Mortgages
Tagged credit reference file, credit report, credit score, loans, personal finance
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