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Category Archives: Mortgages
The Role of Personal Responsibility in the Housing Crisis
The housing crisis was a very complex and unique financial situation that had many contributing factors. It began with predatory practices in lenders that was fed by the irresponsibility of the borrowers. This led to an escalation of housing prices … Continue reading
8 Mortgage Terms You Need to Know
The world of mortgage lending is so vast, it’s easy for a first-time homebuyer to get lost in the jargon. Before walking into a bank, a buyer should become familiar with a few common mortgage terms to understand the process and the conditions … Continue reading
Live Comfortably and Luxuriously for Under $10K Per Year
The average price to rent an apartment or house in the U.S. rose 4 percent to $865 from 2011 to 2012, according to Transunion. Lending Tree estimated the average mortgage premium to be $1,061 in 2011. This means the average … Continue reading
5 Tips to Improve Your Credit Score
Whether you’re trying to buy your first home or new car, the deal you ultimately get will be determined solely by your credit score. So how do you get good credit? Any expert will tell you that the most important … Continue reading
Posted in Mortgages
Tagged credit reference file, credit report, credit score, loans, personal finance
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UK Debt Statistics – December 2012
Even in this post-Credit Crunch world, debt continues to be a big part of life. Whilst attitudes to borrowing have certainly shifted, and financial services providers have become more selective about who they lend money to, individuals and businesses still … Continue reading
Posted in Business, Credit Cards, Cutting Your Bad Debts, Mortgages
Tagged debt, economy, mortgage, personal finance
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Home Title Insurance: Do You Need It?
Among the plethora of precautions you should take while closing your deal on a home property, having a home Title Insurance is very important. But, before you try to have this insurance, you should acquire as much information about it … Continue reading
Can Interest Calculators Solve Your Problems?
While basic calculators can take care of the most basic financial needs such as balancing a checkbook or reconciling a bank statement if more is needed there are financial calculators that are programmed to do so much more than that. … Continue reading
Posted in Mortgages, Purchases, Saving Money Tips
Tagged finance, personal finance, reduce interest
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Is Buying A Home Financially Better Than Renting?
We’ve all heard the saying that renting is “dead money” and that buying a house is the way forward. It’s seen as the ultimate key to independence, adulthood and finally settling down. However many of us spend years saving for … Continue reading