Category Archives: Cutting Your Bad Debts

How to Cut Down College Debt

Many university graduates start their adult lives dirt poor, but a college diploma doesn’t have to be coupled with thousands of dollars of debt. Whether planning for college or already halfway through it, plan to manage debt or avoid it by following … Continue reading

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Debt Negotiation and Your Credit Cards

If you are drowning in consumer debt, know that you are not alone. The Federal Trade Commission notes that consumer debt is in the trillions of dollars, eclipsed only by the record national debt. Unlike the federal government where balancing … Continue reading

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UK Debt Statistics – December 2012

Even in this post-Credit Crunch world, debt continues to be a big part of life. Whilst attitudes to borrowing have certainly shifted, and financial services providers have become more selective about who they lend money to, individuals and businesses still … Continue reading

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Don’t let a Bump in the Road Become a Mountain

As the head of your household you scrimp and save and try to plan for every eventuality but there are just those times that no one could have seen coming. If you’re like many Americans living hand to mouth, or … Continue reading

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A List of Workable Solutions to Lower the National Debt

With the United States debt mounting at over 14 trillion, many economists are trying to devise a method of reducing the overall national debt. The main issue with the debt is that over time it will result in a decline … Continue reading

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5 Steps to Rebuilding After a Bankruptcy

One hang-up many people face when deciding whether to declare bankruptcy or not is the worry over what will become of their life and their credit rating after the bankruptcy. Fortunately, life after bankruptcy can be rewarding and more importantly, … Continue reading

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Budget Minded in a Spending World

Some people have difficulty maintaining a monthly budget, but the most important thing that a person can do is get their finances in order. Therefore, it is vital to take the time to assess your current financial situation and develop a strategy … Continue reading

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Why is now the Best Time to Consolidate Credit Card Debt?

This is the time of the year that many will be vowing to get fit, eat less chocolate or lower their levels of debt, and a new year’s resolution is not the only excuse needed to consolidate credit card debt. … Continue reading

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