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Category Archives: Credit Cards
Five Simple Mistakes that can Lead to Bad Credit Scores
Having bad, or no, credit, will make getting a loan for a big purchase, like a house or car, much more difficult. In an effort to create or establish a good credit score, small mistakes are easy to make, and … Continue reading
Posted in Banking, Credit Cards, Saving Money Tips
Tagged credit report, credit score, loans, mortgage, rent
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How to Get the Best Rate on a Personal Loan
Personal loans usually carry the highest interest rates. Without any collateral to secure the loan, they carry a greater risk. Unlike credit cards that also produce income through transaction fees and various fees, the only income producer on a personal … Continue reading
Debt Negotiation and Your Credit Cards
If you are drowning in consumer debt, know that you are not alone. The Federal Trade Commission notes that consumer debt is in the trillions of dollars, eclipsed only by the record national debt. Unlike the federal government where balancing … Continue reading
Posted in Credit Cards, Cutting Your Bad Debts
Tagged creditors, debt, debt management
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UK Debt Statistics – December 2012
Even in this post-Credit Crunch world, debt continues to be a big part of life. Whilst attitudes to borrowing have certainly shifted, and financial services providers have become more selective about who they lend money to, individuals and businesses still … Continue reading
Posted in Business, Credit Cards, Cutting Your Bad Debts, Mortgages
Tagged debt, economy, mortgage, personal finance
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In Debt At 18: Are Credit Cards Hurting Us?
Credit cards can be dangerous tools if used haphazardly and without responsibility. Credit card debt is a serious problem for many individuals and families. Many individuals do not know how credit cards work before they use them. Credit cards can … Continue reading
Top 5 Free Personal Finance Apps
The advent of the personal computer brought with it new means to streamline business practices and help manage personal income. Indeed, programs like Quicken or those found in Microsoft Office became mainstays on most PCs in the home and office. … Continue reading
Why is now the Best Time to Consolidate Credit Card Debt?
This is the time of the year that many will be vowing to get fit, eat less chocolate or lower their levels of debt, and a new year’s resolution is not the only excuse needed to consolidate credit card debt. … Continue reading
Posted in Credit Cards, Cutting Your Bad Debts
Tagged credit cards compare, debt, debt consolidation
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Should You Use Credit Cards to Cover Business Costs?
Many small companies require loans to cover their startup costs, but sometimes they find that they do not qualify for business loans when they try to apply for one at the bank. Business loans for new startups are notoriously risky … Continue reading
Posted in Business, Credit Cards
Tagged credit cards compare, debt, loans, reduce interest
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