The Plight of America’s Long-Term Unemployed

Posted on May 14, 2012 by admin

While many analysts are insisting that the economy is recovering, for a large percentage of Americans, it certainly doesn’t feel that way.  There are currently around 5.3 million long-term unemployed in the USA, and another 7.7 million people who are working part time because they are unable to find full time work.  Unemployment, overall, has started to decrease since February of this year, but the people who have been unemployed for six months or more are starting to feel as though they may be unemployable.

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Refinance Under HARP and HAMP

Posted on May 9, 2012 by admin

house4 300x198 Refinance Under HARP and HAMPThe recession that began in 2008 has been a living nightmare for thousands upon thousands of homeowners (millions?) across the United States of America. The recession was brought on by a housing crisis, which was principally caused by speculative actions and the trading of “toxic” home mortgages by the two-headed financial monster known as Freddie Mac and Fannie Mae.

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How to Save Money at the Grocery Store

Posted on May 3, 2012 by admin

The grocery bill is a pesky little expense that simply cannot be avoided. Luckily, there are many ways to trim and slim that unavoidable money-drain down to a manageable monthly expense that you hardly notice. The following tips can be used in almost any grocery store and if used together, can really save some big time cash!

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How Can I Stop Bill Collectors From Calling Every Day?

Posted on April 29, 2012 by admin

How Can I Stop Bill Collectors From Calling Every Day How Can I Stop Bill Collectors From Calling Every Day?

People who are suffering from credit debt are, in most cases, bombarded by endless phone calls from debt collecting companies. If you are stuck in such situation and you are constantly being harassed by debt collectors every single day, you should know by now to put an end to it. A law that has been implemented several years ago called the Fair Debt Collection Practices Act is something that you should know about.

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Requirements for Declaring Bankruptcy

Posted on April 26, 2012 by admin

If you’re considering bankruptcy, you’ve probably already come to terms with the fact that you have more debt than you can repay. But that’s not the only requirement for declaring bankruptcy. There are strict bankruptcy requirements that vary depending on whether you’re filing under Chapter 7 or Chapter 13, the two most common types of personal bankruptcy.

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Top 5 Ways to Save Money on Home Services

Posted on April 26, 2012 by admin

Who doesn’t want to save money these days? Every household wants to save money on home services and they have a right to do just that. There are several ways to cut costs and effectively manage your household expenses.

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Why Abroad Might Be More Fruitful In Your Job Hunt

Posted on April 23, 2012 by admin

All we ever hear about or read about it seems is how the recession is strangling the economy, resulting in a slump in property prices and rising unemployment rates. According to a BBC report, UK’s unemployment figure rose in three short months to touch 2.67 million in January. According to the Office for National Statistics (ONS), the jobless rate rose to 8.4 per cent. This has led to an increase in the claimant count of people claiming the Jobseeker’s allowance, adding a bigger burden on the exchequer.

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5 Tips to Get Out Of Debt Quickly

Posted on April 19, 2012 by admin

Debt would always come across as an easy solution when one is on a financial crunch and requires money at the earliest. However, even though debt is only a temporary fix, in the long run it has the power to set a person back significantly. Everybody has to deal with debts at certain points of time in their lives and irrespective of whether one has a molehill or a mountain of debt it is never too late to get rid of it. In fact the sooner one does it, the better off one would be. Living with a debt can be more than just a headache and not only would have an adverse effect on your health could also trigger various stress-related illnesses.

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Positioning Yourself For a Mortgage Application

Posted on April 18, 2012 by admin

No matter how much some of us may not want to settle down and finally buy real estate, eventually the bug will probably get us. We are all told that it’s good to invest in home ownership versus renting but mortgages can be scary. The thought of owing money for a good chunk of your life can be daunting but when you are well positioned for a mortgage loan, things will seem a little less overwhelming.

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Being Frugal and Having Fun

Posted on April 14, 2012 by admin

savings noticeboard 500 Being Frugal and Having Fun

Being frugal does not mean life has to be boring.

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